Balance Sheet
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
Liabilities
|
Share Capital
|
398.53
|
397.01
|
394.43
|
344.81
|
343.79
|
Reserves & Surplus
|
14114.07
|
12871.02
|
11810.8
|
8597.57
|
7747.43
|
Net Worth
|
14517.61
|
13273.04
|
12210.24
|
8942.38
|
8091.22
|
Secured Loans
|
10372.43
|
7781.32
|
11533.5
|
5897.32
|
2176.57
|
Unsecured Loans
|
152290.08
|
134954.34
|
111992.49
|
97664.56
|
79171.71
|
TOTAL LIABILITIES
|
177180.12
|
156008.71
|
135736.22
|
112504.27
|
89439.49
|
Assets
|
Gross Block
|
455.4
|
454.95
|
448.08
|
474.54
|
504.22
|
(-) Acc. Depreciation
|
0
|
0
|
0
|
0
|
0
|
Net Block
|
455.4
|
454.95
|
448.08
|
474.54
|
504.22
|
Capital Work in Progress.
|
24.58
|
17.09
|
9.29
|
14.92
|
15.76
|
Investments
|
35892.68
|
31824.47
|
30781.07
|
28196.09
|
22217.49
|
Inventories
|
0
|
0
|
0
|
0
|
0
|
Sundry Debtors
|
0
|
0
|
0
|
0
|
0
|
Cash And Bank
|
12574.58
|
10066.8
|
9203.41
|
7452.17
|
5419.81
|
Loans And Advances
|
131690.8
|
116976.68
|
97872.1
|
78839.2
|
63272.75
|
Total Current Assets
|
144265.38
|
127043.48
|
107075.51
|
86291.37
|
68692.56
|
Current Liabilities
|
3457.93
|
3331.28
|
2577.73
|
2472.66
|
1990.54
|
Provisions
|
0
|
0
|
0
|
0
|
0
|
Total Current Liabilities
|
3457.93
|
3331.28
|
2577.73
|
2472.66
|
1990.54
|
NET CURRENT ASSETS
|
140807.46
|
123712.2
|
104497.78
|
83818.71
|
66702.02
|
Misc. Expenses
|
0
|
0
|
0
|
0
|
0
|
TOTAL ASSETS
|
177185.13
|
156013.72
|
135741.23
|
112504.27
|
89439.49
|
|
Profit and Loss
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
INCOME:
|
Sales Turnover
|
13210.75
|
11419.02
|
9752.86
|
8677.38
|
7744.69
|
Excise Duty
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
NET SALES
|
13210.75
|
11419.02
|
9752.86
|
8677.38
|
7744.69
|
Other Income
|
1931.4075
|
1351.0240
|
0.00
|
0.00
|
0.00
|
TOTAL INCOME
|
15142.16
|
12770.05
|
10911.98
|
9759.19
|
8531.07
|
EXPENDITURE:
|
Manufacturing Expenses
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Material Consumed
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Personal Expenses
|
1772.36
|
1377.76
|
1242.47
|
1163.75
|
1052.85
|
Selling Expenses
|
11.38
|
15.16
|
43.70
|
10.89
|
0.00
|
Administrative Expenses
|
2644.59
|
2106.82
|
1041.56
|
912.72
|
708.54
|
Expenses Capitalised
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Provisions Made
|
1172.17
|
855.85
|
947.17
|
618.41
|
704.13
|
TOTAL EXPENDITURE
|
5600.49
|
4355.60
|
3274.90
|
2705.78
|
2465.53
|
Operating Profit
|
220.58
|
676.60
|
1255.08
|
965.28
|
742.85
|
EBITDA
|
11886.01
|
10126.16
|
8584.25
|
7671.83
|
6769.68
|
Depreciation
|
119.46
|
120.38
|
123.17
|
122.17
|
105.45
|
Other Write-offs
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
EBIT
|
11766.55
|
10005.78
|
8461.08
|
7549.66
|
6664.23
|
Interest
|
8561.85
|
7242.68
|
6170.05
|
5624.74
|
5240.45
|
EBT
|
2032.53
|
1907.25
|
1343.86
|
6931.24
|
5960.10
|
Taxes
|
489.75
|
663.36
|
465.01
|
475.71
|
244.00
|
Profit and Loss for the Year
|
1542.78
|
1243.89
|
878.85
|
6455.53
|
5716.10
|
Non Recurring Items
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Non Cash Adjustments
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Adjustments
|
.00
|
.00
|
0.00
|
-5624.74
|
-5240.45
|
REPORTED PAT
|
1542.78
|
1243.89
|
878.85
|
830.79
|
475.65
|
KEY ITEMS
|
Preference Dividend
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Equity Dividend
|
.00
|
157.31
|
0.00
|
0.00
|
95.80
|
Equity Dividend (%)
|
.00
|
39.62
|
0.00
|
0.00
|
27.86
|
Shares in Issue (Lakhs)
|
19926.65
|
19850.50
|
19721.44
|
17240.45
|
17189.47
|
EPS - Annualised (Rs)
|
7.742294866
|
6.266290522
|
4.46
|
4.82
|
2.77
|
|
Quarterly
(Rs. in Crores)
Particulars
|
2020-09
|
2020-06
|
2020-03
|
2019-12
|
2019-09
|
INCOME:
|
Net Sales Turnover
|
3487.9
|
3444.15
|
3396.84
|
3330.36
|
3254.25
|
Other Income
|
509.33
|
488.37
|
711.11
|
407.86
|
420.92
|
TOTAL INCOME
|
3997.23
|
3932.52
|
4107.95
|
3738.22
|
3675.17
|
EXPENDITURE:
|
Stock Adjustments
|
0
|
0
|
0
|
0
|
0
|
Raw Material Consumed
|
0
|
0
|
0
|
0
|
0
|
Power and Fuel
|
0
|
0
|
0
|
0
|
0
|
Employee Expenses
|
487.46
|
495.85
|
519.06
|
414.76
|
440.7
|
Administration and Selling Expenses
|
0
|
0
|
0
|
0
|
0
|
Research and Development Expenses
|
0
|
0
|
0
|
0
|
0
|
Expenses Capitalised
|
0
|
0
|
0
|
0
|
0
|
Other Expenses
|
395.19
|
356.58
|
448.74
|
404.21
|
385.2
|
Provisions Made
|
592.06
|
394.62
|
567.5
|
160.86
|
251.77
|
TOTAL EXPENSES
|
1474.71
|
1247.05
|
1535.3
|
979.83
|
1077.67
|
Operating Profit
|
2013.19
|
2197.1
|
1861.54
|
2350.53
|
2176.58
|
EBITDA
|
2522.52
|
2685.47
|
2572.65
|
2758.39
|
2597.5
|
Depreciation
|
0
|
0
|
0
|
0
|
0
|
EBIT
|
3114.58
|
3080.09
|
3140.15
|
2919.25
|
2849.27
|
Interest
|
2108.05
|
2147.71
|
2180.83
|
2175.43
|
2130.47
|
EBT
|
1006.53
|
932.38
|
959.32
|
743.82
|
718.8
|
Taxes
|
106.85
|
136.99
|
90.59
|
142.32
|
50.33
|
Profit and Loss for the Year
|
899.68
|
795.39
|
868.73
|
601.5
|
668.47
|
Extraordinary Items
|
0
|
0
|
0
|
0
|
0
|
Prior Year Adjustment
|
0
|
0
|
0
|
0
|
0
|
Other Adjustments
|
-592.06
|
-394.62
|
-567.5
|
-160.86
|
-251.77
|
REPORTED PAT
|
307.62
|
400.77
|
301.23
|
440.64
|
416.7
|
KEY ITEMS:
|
Reserves Written Back
|
0
|
0
|
0
|
0
|
0
|
Equity capital
|
398.93
|
398.75
|
398.53
|
398.46
|
397.62
|
Reserves and Surplus
|
0
|
0
|
0
|
0
|
0
|
Equity Dividend Rate
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Shares(lacks)
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Holding (%)
|
0
|
0
|
0
|
0
|
0
|
Government Share
|
0
|
0
|
0
|
0
|
0
|
Capital Adequacy Ratio
|
0
|
0
|
0
|
0
|
0
|
EPS (Rs.)
|
0
|
0
|
0
|
0
|
0
|
|
Key Ratios
Key Financial ratios of FEDERAL BANK LTD.
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
Key Stats
|
Earnings Per Share
|
7.74
|
6.27
|
4.46
|
4.82
|
2.77
|
Profitability Ratios
|
Operating Profit Margin(%)
|
1.67
|
5.93
|
12.87
|
11.12
|
9.59
|
Profit Before Interest And Tax Margin(%)
|
89.07
|
87.62
|
86.75
|
87
|
86.05
|
Net Profit Margin(%)
|
11.68
|
10.89
|
9.01
|
9.57
|
6.14
|
Return On Capital Employed(%)
|
0.89
|
0.81
|
0.66
|
5.87
|
6.54
|
Return On Net Worth(%)
|
10.63
|
9.37
|
7.2
|
9.29
|
5.88
|
Return on Assets(%)
|
0.87
|
0.8
|
0.65
|
0.74
|
0.53
|
Tax Rate(%)
|
24.1
|
34.78
|
34.6
|
6.86
|
4.09
|
Liquidity And Solvency Ratios
|
Current Ratio
|
41.72
|
38.14
|
41.54
|
34.9
|
34.51
|
Quick Ratio
|
41.72
|
38.14
|
41.54
|
34.9
|
34.51
|
Debt Equity Ratio
|
11.2
|
10.75
|
10.12
|
11.58
|
10.05
|
Liquidity And Solvency Ratios
|
Interest Coverage Ratio
|
1.37
|
1.38
|
1.37
|
1.34
|
1.27
|
Management Efficiency Ratios
|
Inventory Turnover Ratio
|
?
|
?
|
?
|
?
|
?
|
Total Assets Turnover Ratio
|
0.07
|
0.07
|
0.07
|
0.08
|
0.09
|
Margin Ratios
|
Core EBITDA Margin(%)
|
78.5
|
79.3
|
78.67
|
78.61
|
79.35
|
EBIT Margin(%)
|
77.71
|
78.35
|
77.54
|
77.36
|
78.12
|
PAT Margin(%)
|
11.68
|
10.89
|
9.01
|
9.57
|
6.14
|
|