Balance Sheet
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
Liabilities
|
Share Capital
|
925.37
|
5572.36
|
530.36
|
462.09
|
462.09
|
Reserves & Surplus
|
70930.84
|
45410.73
|
42864.41
|
39841.16
|
39736.89
|
Net Worth
|
71856.22
|
50983.1
|
43394.77
|
40303.25
|
40198.99
|
Secured Loans
|
93069.31
|
67201.3
|
62571.97
|
30611.44
|
33471.7
|
Unsecured Loans
|
945984.43
|
638689.72
|
591314.82
|
601675.17
|
574037.87
|
TOTAL LIABILITIES
|
1110909.95
|
756874.11
|
697281.57
|
672589.87
|
647708.56
|
Assets
|
Gross Block
|
8889.29
|
6990.3
|
5367.39
|
5758.37
|
6253.78
|
(-) Acc. Depreciation
|
0
|
0
|
0
|
0
|
0
|
Net Block
|
8889.29
|
6990.3
|
5367.39
|
5758.37
|
6253.78
|
Capital Work in Progress.
|
0
|
0
|
0
|
0
|
0
|
Investments
|
274614.61
|
182298.08
|
163184.53
|
129630.54
|
120450.52
|
Inventories
|
0
|
0
|
0
|
0
|
0
|
Sundry Debtors
|
0
|
0
|
0
|
0
|
0
|
Cash And Bank
|
121901.12
|
89229.62
|
92897.38
|
150469.91
|
133900.35
|
Loans And Advances
|
752510.49
|
502469.41
|
458550.47
|
409016.6
|
410771.83
|
Total Current Assets
|
874411.61
|
591699.03
|
551447.85
|
559486.51
|
544672.18
|
Current Liabilities
|
47005.56
|
24113.29
|
22718.21
|
22285.56
|
23667.92
|
Provisions
|
0
|
0
|
0
|
0
|
0
|
Total Current Liabilities
|
47005.56
|
24113.29
|
22718.21
|
22285.56
|
23667.92
|
NET CURRENT ASSETS
|
827406.05
|
567585.74
|
528729.64
|
537200.95
|
521004.26
|
Misc. Expenses
|
0
|
0
|
0
|
0
|
0
|
TOTAL ASSETS
|
1110909.95
|
756874.11
|
697281.57
|
672589.87
|
647708.56
|
|
Profit and Loss
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
INCOME:
|
Sales Turnover
|
75983.65
|
49770.61
|
43648.54
|
42199.93
|
44061.28
|
Excise Duty
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
NET SALES
|
75983.65
|
49770.61
|
43648.54
|
42199.93
|
44061.28
|
Other Income
|
10317.3238
|
6294.4948
|
0.00
|
0.00
|
0.00
|
TOTAL INCOME
|
86300.98
|
56065.10
|
50305.69
|
48957.99
|
49060.14
|
EXPENDITURE:
|
Manufacturing Expenses
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Material Consumed
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Personal Expenses
|
8769.52
|
5039.13
|
4606.87
|
4637.77
|
4978.03
|
Selling Expenses
|
206.58
|
103.95
|
117.25
|
99.08
|
0.00
|
Administrative Expenses
|
28934.97
|
18023.19
|
4586.17
|
4048.20
|
3443.78
|
Expenses Capitalised
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Provisions Made
|
21493.52
|
12788.67
|
14796.30
|
8502.37
|
15513.65
|
TOTAL EXPENDITURE
|
59404.59
|
35954.94
|
24106.59
|
17287.43
|
23935.46
|
Operating Profit
|
-10459.78
|
-4685.96
|
6211.48
|
4728.36
|
4318.04
|
EBITDA
|
69883.43
|
45687.50
|
40995.40
|
40172.94
|
40638.33
|
Depreciation
|
1659.65
|
910.38
|
863.08
|
511.35
|
501.33
|
Other Write-offs
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
EBIT
|
68223.79
|
44777.12
|
40132.32
|
39661.59
|
40137.00
|
Interest
|
48532.37
|
31290.30
|
28126.77
|
28686.52
|
31321.43
|
EBT
|
-1802.10
|
698.15
|
-2790.74
|
31159.22
|
-6698.07
|
Taxes
|
-2348.29
|
264.63
|
-358.93
|
1089.56
|
-1302.53
|
Profit and Loss for the Year
|
546.19
|
433.52
|
-2431.81
|
30069.66
|
-5395.54
|
Non Recurring Items
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Non Cash Adjustments
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Adjustments
|
.00
|
.00
|
0.00
|
-28686.52
|
0.00
|
REPORTED PAT
|
546.19
|
433.52
|
-2431.81
|
1383.14
|
-5395.54
|
KEY ITEMS
|
Preference Dividend
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Equity Dividend
|
.00
|
.00
|
0.00
|
332.79
|
0.00
|
Equity Dividend (%)
|
.00
|
.00
|
0.00
|
72.01
|
0.00
|
Shares in Issue (Lakhs)
|
46205.67
|
26455.16
|
26518.22
|
23041.60
|
23104.65
|
EPS - Annualised (Rs)
|
1.182084363
|
1.638697328
|
-9.17
|
6.00
|
-23.35
|
|
Quarterly
(Rs. in Crores)
Particulars
|
2020-09
|
2020-06
|
2020-03
|
2019-12
|
2019-09
|
INCOME:
|
Net Sales Turnover
|
17917.59
|
18494.16
|
18698.44
|
19067.91
|
19273.97
|
Other Income
|
2802.26
|
1818.28
|
2834.66
|
2741.17
|
2823.94
|
TOTAL INCOME
|
20719.85
|
20312.44
|
21533.1
|
21809.08
|
22097.91
|
EXPENDITURE:
|
Stock Adjustments
|
0
|
0
|
0
|
0
|
0
|
Raw Material Consumed
|
0
|
0
|
0
|
0
|
0
|
Power and Fuel
|
0
|
0
|
0
|
0
|
0
|
Employee Expenses
|
2550.28
|
2241.84
|
1954.45
|
2594.16
|
2281.49
|
Administration and Selling Expenses
|
0
|
0
|
0
|
0
|
0
|
Research and Development Expenses
|
0
|
0
|
0
|
0
|
0
|
Expenses Capitalised
|
0
|
0
|
0
|
0
|
0
|
Other Expenses
|
2207.69
|
2072.57
|
2557.58
|
2317.59
|
2234.46
|
Provisions Made
|
3001.59
|
5627.7
|
6844.07
|
7155.42
|
4209.16
|
TOTAL EXPENSES
|
7759.56
|
9942.11
|
11356.1
|
12067.17
|
8725.11
|
Operating Profit
|
10158.03
|
8552.05
|
7342.34
|
7000.74
|
10548.86
|
EBITDA
|
12960.29
|
10370.33
|
10177
|
9741.91
|
13372.8
|
Depreciation
|
0
|
0
|
0
|
0
|
0
|
EBIT
|
15961.88
|
15998.03
|
17021.07
|
16897.33
|
17581.96
|
Interest
|
10410.06
|
11678.09
|
11900.26
|
11938.86
|
12246.04
|
EBT
|
5551.82
|
4319.94
|
5120.81
|
4958.47
|
5335.92
|
Taxes
|
871.63
|
-443.5
|
-2229.85
|
-790
|
390.08
|
Profit and Loss for the Year
|
4680.19
|
4763.44
|
7350.66
|
5748.47
|
4945.84
|
Extraordinary Items
|
0
|
0
|
0
|
0
|
0
|
Prior Year Adjustment
|
0
|
0
|
0
|
0
|
0
|
Other Adjustments
|
-3001.59
|
-5627.7
|
-6844.07
|
-7155.42
|
-4209.16
|
REPORTED PAT
|
1678.6
|
-864.26
|
506.59
|
-1406.95
|
736.68
|
KEY ITEMS:
|
Reserves Written Back
|
0
|
0
|
0
|
0
|
0
|
Equity capital
|
925.37
|
925.37
|
925.37
|
925.37
|
770.61
|
Reserves and Surplus
|
0
|
0
|
0
|
0
|
0
|
Equity Dividend Rate
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Shares(lacks)
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Holding (%)
|
0
|
0
|
0
|
0
|
0
|
Government Share
|
71.6
|
71.6
|
71.6
|
71.6
|
69.23
|
Capital Adequacy Ratio
|
0
|
0
|
0
|
0
|
0
|
EPS (Rs.)
|
0
|
0
|
0
|
0
|
0
|
|
Key Ratios
Key Financial ratios of BANK OF BARODA
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
Key Stats
|
Earnings Per Share
|
1.18
|
1.64
|
-9.17
|
6
|
-23.35
|
Profitability Ratios
|
Operating Profit Margin(%)
|
-13.77
|
-9.42
|
14.23
|
11.2
|
9.8
|
Profit Before Interest And Tax Margin(%)
|
89.79
|
89.97
|
91.94
|
93.98
|
91.09
|
Net Profit Margin(%)
|
0.72
|
0.87
|
-5.57
|
3.28
|
-12.25
|
Return On Capital Employed(%)
|
0.05
|
0.06
|
-0.36
|
4.62
|
-0.86
|
Return On Net Worth(%)
|
0.76
|
0.85
|
-5.6
|
3.43
|
-13.42
|
Return on Assets(%)
|
0.05
|
0.06
|
-0.35
|
0.21
|
-0.83
|
Tax Rate(%)
|
130.31
|
37.9
|
12.86
|
3.5
|
19.45
|
Liquidity And Solvency Ratios
|
Current Ratio
|
18.6
|
24.54
|
24.27
|
25.11
|
23.01
|
Quick Ratio
|
18.6
|
24.54
|
24.27
|
25.11
|
23.01
|
Debt Equity Ratio
|
14.46
|
13.85
|
15.07
|
15.69
|
15.11
|
Liquidity And Solvency Ratios
|
Interest Coverage Ratio
|
1.41
|
1.43
|
1.43
|
1.38
|
1.28
|
Management Efficiency Ratios
|
Inventory Turnover Ratio
|
?
|
?
|
?
|
?
|
?
|
Total Assets Turnover Ratio
|
0.07
|
0.07
|
0.06
|
0.06
|
0.07
|
Margin Ratios
|
Core EBITDA Margin(%)
|
80.98
|
81.49
|
81.49
|
82.06
|
82.83
|
EBIT Margin(%)
|
79.05
|
79.87
|
79.78
|
81.01
|
81.81
|
PAT Margin(%)
|
0.72
|
0.87
|
-5.57
|
3.28
|
-12.25
|
|