Balance Sheet
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
Liabilities
|
Share Capital
|
253.01
|
253.01
|
253.01
|
209.85
|
177.44
|
Reserves & Surplus
|
434.75
|
368.44
|
496.45
|
444.64
|
330.51
|
Net Worth
|
826.91
|
761.13
|
749.46
|
654.48
|
507.95
|
Secured Loans
|
177.5
|
200.4
|
392.17
|
145.2
|
251.85
|
Unsecured Loans
|
10904.07
|
10603.32
|
10919.66
|
11293.68
|
11353.76
|
TOTAL LIABILITIES
|
11908.48
|
11564.85
|
12061.3
|
12093.36
|
12113.56
|
Assets
|
Gross Block
|
178.87
|
169.39
|
173.05
|
183.05
|
151.93
|
(-) Acc. Depreciation
|
0
|
0
|
0
|
0
|
0
|
Net Block
|
178.87
|
169.39
|
173.05
|
183.05
|
151.93
|
Capital Work in Progress.
|
34.83
|
32.63
|
30.71
|
31.21
|
26.99
|
Investments
|
3682.4
|
4036.7
|
4364.6
|
4194.15
|
3792.24
|
Inventories
|
0
|
0
|
0
|
0
|
0
|
Sundry Debtors
|
0
|
0
|
0
|
0
|
0
|
Cash And Bank
|
1129.34
|
623.28
|
871.61
|
807.58
|
833.13
|
Loans And Advances
|
7239.64
|
6936.89
|
6846.49
|
7117.13
|
7658.7
|
Total Current Assets
|
8368.99
|
7560.17
|
7718.1
|
7924.71
|
8491.83
|
Current Liabilities
|
356.61
|
234.04
|
225.16
|
239.76
|
349.42
|
Provisions
|
0
|
0
|
0
|
0
|
0
|
Total Current Liabilities
|
356.61
|
234.04
|
225.16
|
239.76
|
349.42
|
NET CURRENT ASSETS
|
8012.38
|
7326.13
|
7492.94
|
7684.95
|
8142.4
|
Misc. Expenses
|
0
|
0
|
0
|
0
|
0
|
TOTAL ASSETS
|
12047.62
|
11704.54
|
12061.3
|
12093.36
|
12113.56
|
|
Profit and Loss
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
INCOME:
|
Sales Turnover
|
987.59
|
971.49
|
1013.32
|
1089.06
|
1204.27
|
Excise Duty
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
NET SALES
|
987.59
|
971.49
|
1013.32
|
1089.06
|
1204.27
|
Other Income
|
112.8499
|
52.7330
|
0.00
|
0.00
|
0.00
|
TOTAL INCOME
|
1100.44
|
1024.22
|
1115.78
|
1200.07
|
1281.00
|
EXPENDITURE:
|
Manufacturing Expenses
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Material Consumed
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Personal Expenses
|
184.62
|
161.43
|
163.58
|
194.90
|
213.15
|
Selling Expenses
|
.36
|
.17
|
0.28
|
0.23
|
0.00
|
Administrative Expenses
|
221.95
|
214.98
|
124.77
|
133.10
|
142.85
|
Expenses Capitalised
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Provisions Made
|
96.19
|
83.26
|
171.05
|
81.69
|
209.96
|
TOTAL EXPENDITURE
|
503.13
|
459.84
|
459.68
|
409.93
|
565.97
|
Operating Profit
|
-33.76
|
-29.81
|
57.17
|
3.37
|
-51.33
|
EBITDA
|
789.70
|
730.90
|
827.16
|
871.84
|
924.99
|
Depreciation
|
13.32
|
11.26
|
13.46
|
20.32
|
24.90
|
Other Write-offs
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
EBIT
|
776.38
|
719.64
|
813.70
|
851.53
|
900.10
|
Interest
|
614.41
|
624.72
|
667.52
|
757.46
|
899.60
|
EBT
|
65.78
|
11.67
|
-24.87
|
769.83
|
690.14
|
Taxes
|
.00
|
.00
|
0.00
|
0.00
|
-0.01
|
Profit and Loss for the Year
|
65.78
|
11.67
|
-24.87
|
769.83
|
690.14
|
Non Recurring Items
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Non Cash Adjustments
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Adjustments
|
.00
|
.00
|
0.00
|
-757.46
|
-899.60
|
REPORTED PAT
|
65.78
|
11.67
|
-24.87
|
12.38
|
-209.45
|
KEY ITEMS
|
Preference Dividend
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Equity Dividend
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Equity Dividend (%)
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Shares in Issue (Lakhs)
|
2530.12
|
2530.12
|
2530.12
|
2098.47
|
1774.42
|
EPS - Annualised (Rs)
|
2.599876686
|
0.461242945
|
-0.98
|
0.59
|
-11.80
|
|
Quarterly
(Rs. in Crores)
Particulars
|
2020-09
|
2020-06
|
2020-03
|
2019-12
|
2019-09
|
INCOME:
|
Net Sales Turnover
|
243.97
|
236.65
|
242.93
|
250.88
|
253.34
|
Other Income
|
21.25
|
41.97
|
38.05
|
34.97
|
23.51
|
TOTAL INCOME
|
265.22
|
278.62
|
280.98
|
285.85
|
276.85
|
EXPENDITURE:
|
Stock Adjustments
|
0
|
0
|
0
|
0
|
0
|
Raw Material Consumed
|
0
|
0
|
0
|
0
|
0
|
Power and Fuel
|
0
|
0
|
0
|
0
|
0
|
Employee Expenses
|
44.2
|
45.34
|
49.28
|
50.13
|
42.32
|
Administration and Selling Expenses
|
0
|
0
|
0
|
0
|
0
|
Research and Development Expenses
|
0
|
0
|
0
|
0
|
0
|
Expenses Capitalised
|
0
|
0
|
0
|
0
|
0
|
Other Expenses
|
31.85
|
32.58
|
34.52
|
36.11
|
34.39
|
Provisions Made
|
19.85
|
37.02
|
56.89
|
24.35
|
25.38
|
TOTAL EXPENSES
|
95.9
|
114.94
|
140.69
|
110.59
|
102.09
|
Operating Profit
|
148.07
|
121.71
|
102.24
|
140.29
|
151.25
|
EBITDA
|
169.32
|
163.68
|
140.29
|
175.26
|
174.76
|
Depreciation
|
0
|
0
|
0
|
0
|
0
|
EBIT
|
189.17
|
200.7
|
197.18
|
199.61
|
200.14
|
Interest
|
155.31
|
157.59
|
157.39
|
153.98
|
152.69
|
EBT
|
33.86
|
43.11
|
39.79
|
45.63
|
47.45
|
Taxes
|
0
|
0
|
-19.7
|
0
|
0
|
Profit and Loss for the Year
|
33.86
|
43.11
|
59.49
|
45.63
|
47.45
|
Extraordinary Items
|
0
|
0
|
0
|
0
|
0
|
Prior Year Adjustment
|
0
|
0
|
0
|
0
|
0
|
Other Adjustments
|
-19.85
|
-37.02
|
-56.89
|
-24.35
|
-25.38
|
REPORTED PAT
|
14.01
|
6.09
|
2.6
|
21.28
|
22.07
|
KEY ITEMS:
|
Reserves Written Back
|
0
|
0
|
0
|
0
|
0
|
Equity capital
|
253.01
|
253.01
|
253.01
|
253.01
|
253.01
|
Reserves and Surplus
|
0
|
0
|
0
|
0
|
0
|
Equity Dividend Rate
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Shares(lacks)
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Holding (%)
|
0
|
0
|
0
|
0
|
0
|
Government Share
|
0
|
0
|
0
|
0
|
0
|
Capital Adequacy Ratio
|
0
|
0
|
0
|
0
|
0
|
EPS (Rs.)
|
0
|
0
|
0
|
0
|
0
|
|
Key Ratios
Key Financial ratios of Dhanlaxmi Bank Limited
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
Key Stats
|
Earnings Per Share
|
2.6
|
0.46
|
-0.98
|
0.59
|
-11.8
|
Profitability Ratios
|
Operating Profit Margin(%)
|
-3.42
|
-3.07
|
5.64
|
0.31
|
-4.26
|
Profit Before Interest And Tax Margin(%)
|
78.61
|
74.08
|
80.3
|
78.19
|
74.74
|
Net Profit Margin(%)
|
6.66
|
1.2
|
-2.45
|
1.14
|
-17.39
|
Return On Capital Employed(%)
|
0.56
|
0.1
|
-0.21
|
6.49
|
5.87
|
Return On Net Worth(%)
|
7.95
|
1.53
|
-3.32
|
1.89
|
-41.23
|
Return on Assets(%)
|
0.55
|
0.1
|
-0.21
|
0.1
|
-1.73
|
Tax Rate(%)
|
0
|
0
|
-0
|
0
|
-0
|
Liquidity And Solvency Ratios
|
Current Ratio
|
23.47
|
32.3
|
34.28
|
33.05
|
24.3
|
Quick Ratio
|
23.47
|
32.3
|
34.28
|
33.05
|
24.3
|
Debt Equity Ratio
|
13.4
|
14.19
|
15.09
|
17.48
|
22.85
|
Liquidity And Solvency Ratios
|
Interest Coverage Ratio
|
1.26
|
1.15
|
1.22
|
1.12
|
1
|
Management Efficiency Ratios
|
Inventory Turnover Ratio
|
?
|
?
|
?
|
?
|
?
|
Total Assets Turnover Ratio
|
0.08
|
0.08
|
0.08
|
0.09
|
0.1
|
Margin Ratios
|
Core EBITDA Margin(%)
|
71.76
|
71.36
|
74.13
|
72.65
|
72.21
|
EBIT Margin(%)
|
70.55
|
70.26
|
72.93
|
70.96
|
70.27
|
PAT Margin(%)
|
6.66
|
1.2
|
-2.45
|
1.14
|
-17.39
|
|