Balance Sheet
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
Liabilities
|
Share Capital
|
3422.82
|
1763.02
|
1168.57
|
1228.44
|
687.44
|
Reserves & Surplus
|
27188.68
|
22489.18
|
23928.2
|
22747.76
|
19622.53
|
Net Worth
|
33785.64
|
26487.01
|
25096.77
|
23976.2
|
22891.21
|
Secured Loans
|
52486.25
|
42863.82
|
45680.77
|
41225.87
|
30957.35
|
Unsecured Loans
|
450668.45
|
415915.27
|
408501.64
|
378391.58
|
342720.01
|
TOTAL LIABILITIES
|
536940.35
|
485266.1
|
479279.17
|
443593.65
|
396568.57
|
Assets
|
Gross Block
|
4709.12
|
3718.72
|
3833.33
|
3894.41
|
3928.09
|
(-) Acc. Depreciation
|
0
|
0
|
0
|
0
|
0
|
Net Block
|
4709.12
|
3718.72
|
3833.33
|
3894.41
|
1346.85
|
Capital Work in Progress.
|
53.39
|
43.57
|
0
|
0
|
11.78
|
Investments
|
152413.9
|
126046.64
|
123780.12
|
112148.96
|
89208.35
|
Inventories
|
0
|
0
|
0
|
0
|
0
|
Sundry Debtors
|
0
|
0
|
0
|
0
|
0
|
Cash And Bank
|
55106.22
|
43045.97
|
49441.19
|
32822.5
|
29276.22
|
Loans And Advances
|
338400.64
|
321183.93
|
310351.34
|
303838.56
|
282271.46
|
Total Current Assets
|
393506.85
|
364229.91
|
359792.54
|
336661.07
|
311547.68
|
Current Liabilities
|
13742.92
|
8772.74
|
8126.82
|
9110.79
|
8127.33
|
Provisions
|
0
|
0
|
0
|
0
|
0
|
Total Current Liabilities
|
13742.92
|
8772.74
|
8126.82
|
9110.79
|
8127.33
|
NET CURRENT ASSETS
|
379763.94
|
355457.17
|
351665.72
|
327550.27
|
303420.35
|
Misc. Expenses
|
0
|
0
|
0
|
0
|
0
|
TOTAL ASSETS
|
540114.5
|
487500.91
|
479279.17
|
443593.65
|
396568.57
|
|
Profit and Loss
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-17
|
INCOME:
|
Sales Turnover
|
37231.12
|
34066.66
|
32748.00
|
32659.98
|
32659.98
|
Excise Duty
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
NET SALES
|
37231.12
|
34066.66
|
32748.00
|
32659.98
|
32659.98
|
Other Income
|
5260.7868
|
4473.9467
|
0.00
|
0.00
|
0.00
|
TOTAL INCOME
|
42491.91
|
38540.61
|
37737.87
|
37624.58
|
37624.58
|
EXPENDITURE:
|
Manufacturing Expenses
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Material Consumed
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Personal Expenses
|
3358.62
|
3150.93
|
3255.23
|
3434.20
|
3434.20
|
Selling Expenses
|
58.68
|
47.65
|
56.94
|
66.98
|
66.98
|
Administrative Expenses
|
16896.61
|
15048.90
|
3080.07
|
2700.62
|
2700.62
|
Expenses Capitalised
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Provisions Made
|
13208.75
|
11447.89
|
12786.94
|
7082.87
|
7082.87
|
TOTAL EXPENDITURE
|
33522.66
|
29695.37
|
19179.19
|
13284.67
|
13284.67
|
Operating Profit
|
-8877.16
|
-8032.57
|
2912.42
|
2701.53
|
2701.53
|
EBITDA
|
35386.75
|
31741.02
|
31345.62
|
31422.77
|
31422.77
|
Depreciation
|
411.26
|
368.04
|
362.71
|
236.04
|
236.04
|
Other Write-offs
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
EBIT
|
34975.50
|
31372.98
|
30982.91
|
31186.73
|
31186.73
|
Interest
|
25794.37
|
23851.75
|
23443.34
|
23756.64
|
23756.64
|
EBT
|
-4027.63
|
-3926.66
|
-5247.37
|
24103.87
|
347.22
|
Taxes
|
-1129.85
|
-979.21
|
0.00
|
-207.99
|
-207.99
|
Profit and Loss for the Year
|
-2897.78
|
-2947.45
|
-5247.37
|
24311.86
|
555.21
|
Non Recurring Items
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Non Cash Adjustments
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Adjustments
|
.00
|
.00
|
0.00
|
-23756.64
|
0.00
|
REPORTED PAT
|
-2897.78
|
-2947.45
|
-5247.37
|
555.21
|
555.21
|
KEY ITEMS
|
Preference Dividend
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Equity Dividend
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Equity Dividend (%)
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Shares in Issue (Lakhs)
|
34228.19
|
17630.16
|
11685.73
|
6874.41
|
6874.41
|
EPS - Annualised (Rs)
|
-8.466062623
|
-16.71822604
|
-44.90
|
8.08
|
8.08
|
|
Quarterly
(Rs. in Crores)
Particulars
|
2020-09
|
2020-06
|
2020-03
|
2019-12
|
2019-09
|
INCOME:
|
Net Sales Turnover
|
17776.19
|
18428.8
|
9289.41
|
9630.72
|
9413.37
|
Other Income
|
2307.91
|
1462.46
|
2017.58
|
1110.49
|
1143.2
|
TOTAL INCOME
|
20084.1
|
19891.26
|
11306.99
|
10741.21
|
10556.57
|
EXPENDITURE:
|
Stock Adjustments
|
0
|
0
|
0
|
0
|
0
|
Raw Material Consumed
|
0
|
0
|
0
|
0
|
0
|
Power and Fuel
|
0
|
0
|
0
|
0
|
0
|
Employee Expenses
|
2079.14
|
2086.6
|
1013.55
|
865.64
|
758.26
|
Administration and Selling Expenses
|
0
|
0
|
0
|
0
|
0
|
Research and Development Expenses
|
0
|
0
|
0
|
0
|
0
|
Expenses Capitalised
|
0
|
0
|
0
|
0
|
0
|
Other Expenses
|
1786.92
|
1744.96
|
1229.5
|
978
|
1050.17
|
Provisions Made
|
4143.93
|
3555.77
|
3501.69
|
1818.99
|
3858.75
|
TOTAL EXPENSES
|
8009.99
|
7387.33
|
5744.74
|
3662.63
|
5667.18
|
Operating Profit
|
9766.2
|
11041.47
|
3544.67
|
5968.09
|
3746.19
|
EBITDA
|
12074.11
|
12503.93
|
5562.25
|
7078.58
|
4889.39
|
Depreciation
|
0
|
0
|
0
|
0
|
0
|
EBIT
|
16218.04
|
16059.7
|
9063.94
|
8897.57
|
8748.14
|
Interest
|
11483.31
|
12025.61
|
6411.3
|
6496.13
|
6507.51
|
EBT
|
4734.73
|
4034.09
|
2652.64
|
2401.44
|
2240.63
|
Taxes
|
74.18
|
145.58
|
-855.85
|
7.87
|
-424.51
|
Profit and Loss for the Year
|
4660.55
|
3888.51
|
3508.49
|
2393.57
|
2665.14
|
Extraordinary Items
|
0
|
0
|
0
|
0
|
0
|
Prior Year Adjustment
|
0
|
0
|
0
|
0
|
0
|
Other Adjustments
|
-4143.93
|
-3555.77
|
-3501.69
|
-1818.99
|
-3858.75
|
REPORTED PAT
|
516.62
|
332.74
|
-2503.18
|
574.58
|
-1193.61
|
KEY ITEMS:
|
Reserves Written Back
|
0
|
0
|
0
|
0
|
0
|
Equity capital
|
6406.84
|
6406.84
|
3422.82
|
3422.82
|
1763.02
|
Reserves and Surplus
|
0
|
0
|
0
|
0
|
0
|
Equity Dividend Rate
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Shares(lacks)
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Holding (%)
|
0
|
0
|
0
|
0
|
0
|
Government Share
|
89.07
|
89.07
|
86.75
|
86.75
|
74.27
|
Capital Adequacy Ratio
|
0
|
0
|
0
|
0
|
0
|
EPS (Rs.)
|
0
|
0
|
0
|
0
|
0
|
|
Key Ratios
Key Financial ratios of UNION BANK OF INDIA
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-17
|
Key Stats
|
Earnings Per Share
|
-8.47
|
-16.72
|
-44.9
|
8.08
|
8.08
|
Profitability Ratios
|
Operating Profit Margin(%)
|
-23.84
|
-23.58
|
8.89
|
8.27
|
8.27
|
Profit Before Interest And Tax Margin(%)
|
93.94
|
92.09
|
94.61
|
95.49
|
95.49
|
Net Profit Margin(%)
|
-7.78
|
-8.65
|
-16.02
|
1.7
|
1.7
|
Return On Capital Employed(%)
|
-0.55
|
-0.62
|
-1.11
|
5.6
|
0.14
|
Return On Net Worth(%)
|
-8.58
|
-11.13
|
-20.91
|
2.32
|
2.43
|
Return on Assets(%)
|
-0.54
|
-0.6
|
-1.09
|
0.13
|
0.14
|
Tax Rate(%)
|
28.05
|
24.94
|
-0
|
-0.86
|
-59.9
|
Liquidity And Solvency Ratios
|
Current Ratio
|
28.63
|
41.52
|
44.27
|
36.95
|
38.33
|
Quick Ratio
|
28.63
|
41.52
|
44.27
|
36.95
|
38.33
|
Debt Equity Ratio
|
14.89
|
17.32
|
18.1
|
17.5
|
16.32
|
Liquidity And Solvency Ratios
|
Interest Coverage Ratio
|
1.36
|
1.32
|
1.32
|
1.31
|
1.31
|
Management Efficiency Ratios
|
Inventory Turnover Ratio
|
?
|
?
|
?
|
?
|
?
|
Total Assets Turnover Ratio
|
0.07
|
0.07
|
0.07
|
0.07
|
0.08
|
Margin Ratios
|
Core EBITDA Margin(%)
|
83.28
|
82.36
|
83.06
|
83.52
|
83.52
|
EBIT Margin(%)
|
82.31
|
81.4
|
82.1
|
82.89
|
82.89
|
PAT Margin(%)
|
-7.78
|
-8.65
|
-16.02
|
1.7
|
1.7
|
|