Balance Sheet
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
Liabilities
|
Share Capital
|
608.8
|
480.29
|
480.29
|
480.29
|
480.29
|
Reserves & Surplus
|
18492.62
|
15813.36
|
15346.69
|
13981.3
|
12998.06
|
Net Worth
|
22089.27
|
19388.69
|
18448.42
|
17162.01
|
16259.78
|
Secured Loans
|
20830.31
|
12137.54
|
19760.17
|
12636.89
|
3509.32
|
Unsecured Loans
|
260225.9
|
242075.95
|
208294.22
|
182509.28
|
178285.84
|
TOTAL LIABILITIES
|
303145.48
|
273602.18
|
246502.81
|
212308.18
|
198054.94
|
Assets
|
Gross Block
|
3894.96
|
3960.64
|
3417.74
|
3431.97
|
3503.17
|
(-) Acc. Depreciation
|
0
|
0
|
0
|
0
|
0
|
Net Block
|
3894.96
|
3960.64
|
3417.74
|
731.55
|
721.75
|
Capital Work in Progress.
|
0.78
|
0.76
|
0.61
|
10.64
|
7.9
|
Investments
|
81241.69
|
64992.17
|
71397.77
|
67551.79
|
53089.31
|
Inventories
|
0
|
0
|
0
|
0
|
0
|
Sundry Debtors
|
0
|
0
|
0
|
0
|
0
|
Cash And Bank
|
13924.68
|
20020.38
|
12927.79
|
10041.72
|
11999.29
|
Loans And Advances
|
210406.06
|
191091.32
|
164971.92
|
137197.03
|
135110.71
|
Total Current Assets
|
224330.74
|
211111.69
|
177899.71
|
147238.75
|
147110
|
Current Liabilities
|
6322.7
|
6463.09
|
6213.01
|
5924.97
|
5655.45
|
Provisions
|
0
|
0
|
0
|
0
|
0
|
Total Current Liabilities
|
6322.7
|
6463.09
|
6213.01
|
5924.97
|
5655.45
|
NET CURRENT ASSETS
|
218008.04
|
204648.6
|
171686.7
|
141313.79
|
141454.55
|
Misc. Expenses
|
0
|
0
|
0
|
0
|
0
|
TOTAL ASSETS
|
306133.32
|
276697.22
|
249124.25
|
212308.18
|
198054.94
|
|
Profit and Loss
(Rs. in Crores)
Particulars
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
INCOME:
|
Sales Turnover
|
21404.97
|
19184.81
|
17113.65
|
16039.75
|
16243.78
|
Excise Duty
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
NET SALES
|
21404.97
|
19184.81
|
17113.65
|
16039.75
|
16243.78
|
Other Income
|
3312.4643
|
1882.8896
|
0.00
|
0.00
|
0.00
|
TOTAL INCOME
|
24717.43
|
21067.70
|
19519.48
|
18251.12
|
18025.20
|
EXPENDITURE:
|
Manufacturing Expenses
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Material Consumed
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Personal Expenses
|
2472.96
|
2222.87
|
2100.25
|
1991.49
|
2006.40
|
Selling Expenses
|
8.83
|
9.04
|
11.37
|
7.36
|
0.00
|
Administrative Expenses
|
6750.72
|
6125.89
|
1320.38
|
1192.16
|
1038.53
|
Expenses Capitalised
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Provisions Made
|
5125.31
|
4596.40
|
3924.57
|
2595.03
|
2076.79
|
TOTAL EXPENDITURE
|
14357.83
|
12954.21
|
7356.57
|
5786.04
|
5121.71
|
Operating Profit
|
-1626.11
|
-1339.71
|
2831.55
|
1955.04
|
1401.26
|
EBITDA
|
20610.22
|
17306.30
|
16087.48
|
15060.10
|
14980.28
|
Depreciation
|
313.63
|
258.97
|
236.40
|
165.71
|
150.58
|
Other Write-offs
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
EBIT
|
20296.59
|
17047.34
|
15851.08
|
14894.40
|
14829.70
|
Interest
|
13798.55
|
12166.72
|
10850.09
|
10893.69
|
11797.60
|
EBT
|
1372.73
|
284.21
|
1076.42
|
12299.37
|
955.30
|
Taxes
|
619.37
|
-37.74
|
-182.57
|
0.00
|
243.92
|
Profit and Loss for the Year
|
753.36
|
321.95
|
1258.99
|
12299.37
|
711.38
|
Non Recurring Items
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Non Cash Adjustments
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Other Adjustments
|
.00
|
.00
|
0.00
|
-10893.69
|
0.00
|
REPORTED PAT
|
753.36
|
321.95
|
1258.99
|
1405.68
|
711.38
|
KEY ITEMS
|
Preference Dividend
|
.00
|
.00
|
0.00
|
0.00
|
0.00
|
Equity Dividend
|
.00
|
.00
|
0.00
|
229.51
|
57.38
|
Equity Dividend (%)
|
.00
|
.00
|
0.00
|
47.78
|
11.94
|
Shares in Issue (Lakhs)
|
6088.01
|
4802.92
|
4802.92
|
4802.92
|
4802.92
|
EPS - Annualised (Rs)
|
12.3744869
|
6.703213878
|
26.21
|
29.27
|
14.81
|
|
Quarterly
(Rs. in Crores)
Particulars
|
2020-09
|
2020-06
|
2020-03
|
2019-12
|
2019-09
|
INCOME:
|
Net Sales Turnover
|
10057.38
|
10119.96
|
5492.73
|
5466.99
|
5307.67
|
Other Income
|
1611.74
|
1326.75
|
841.64
|
1038.63
|
737.65
|
TOTAL INCOME
|
11669.12
|
11446.71
|
6334.37
|
6505.62
|
6045.32
|
EXPENDITURE:
|
Stock Adjustments
|
0
|
0
|
0
|
0
|
0
|
Raw Material Consumed
|
0
|
0
|
0
|
0
|
0
|
Power and Fuel
|
0
|
0
|
0
|
0
|
0
|
Employee Expenses
|
1750.37
|
1654.03
|
624.12
|
593
|
585.77
|
Administration and Selling Expenses
|
0
|
0
|
0
|
0
|
0
|
Research and Development Expenses
|
0
|
0
|
0
|
0
|
0
|
Expenses Capitalised
|
0
|
0
|
0
|
0
|
0
|
Other Expenses
|
1010.46
|
793.67
|
517.02
|
482.01
|
513.14
|
Provisions Made
|
2284.12
|
2139.12
|
1891.86
|
1529.27
|
909.37
|
TOTAL EXPENSES
|
5044.94
|
4586.82
|
3033
|
2604.28
|
2008.28
|
Operating Profit
|
5012.43
|
5533.13
|
2459.72
|
2862.72
|
3299.39
|
EBITDA
|
6624.17
|
6859.89
|
3301.36
|
3901.34
|
4037.04
|
Depreciation
|
0
|
0
|
0
|
0
|
0
|
EBIT
|
8908.29
|
8999.01
|
5193.22
|
5430.61
|
4946.41
|
Interest
|
5913.34
|
6245.66
|
3489.97
|
3511.81
|
3444.63
|
EBT
|
2994.95
|
2753.34
|
1703.26
|
1918.8
|
1501.77
|
Taxes
|
298.55
|
244.96
|
29.13
|
142.37
|
233.84
|
Profit and Loss for the Year
|
2696.4
|
2508.38
|
1674.12
|
1776.43
|
1267.93
|
Extraordinary Items
|
0
|
0
|
0
|
0
|
0
|
Prior Year Adjustment
|
0
|
0
|
0
|
0
|
0
|
Other Adjustments
|
-2284.12
|
-2139.12
|
-1891.86
|
-1529.27
|
-909.37
|
REPORTED PAT
|
412.28
|
369.26
|
-217.74
|
247.16
|
358.56
|
KEY ITEMS:
|
Reserves Written Back
|
0
|
0
|
0
|
0
|
0
|
Equity capital
|
1129.37
|
1129.37
|
608.8
|
608.8
|
491.53
|
Reserves and Surplus
|
18492.62
|
18492.62
|
18492.62
|
15813.36
|
15813.36
|
Equity Dividend Rate
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Shares(lacks)
|
0
|
0
|
0
|
0
|
0
|
Agg. Non-Promoter Holding (%)
|
0
|
0
|
0
|
0
|
0
|
Government Share
|
88.06
|
88.06
|
83.46
|
83.46
|
79.62
|
Capital Adequacy Ratio
|
0
|
0
|
0
|
0
|
0
|
EPS (Rs.)
|
0
|
0
|
0
|
0
|
0
|
|
Key Ratios
Key Financial ratios of INDIAN BANK
|
Mar-20
|
Mar-19
|
Mar-18
|
Mar-17
|
Mar-16
|
Key Stats
|
Earnings Per Share
|
12.37
|
6.7
|
26.21
|
29.27
|
14.81
|
Profitability Ratios
|
Operating Profit Margin(%)
|
-7.6
|
-6.98
|
16.55
|
12.19
|
8.63
|
Profit Before Interest And Tax Margin(%)
|
94.82
|
88.86
|
92.62
|
92.86
|
91.29
|
Net Profit Margin(%)
|
3.52
|
1.68
|
7.36
|
8.76
|
4.38
|
Return On Capital Employed(%)
|
0.25
|
0.12
|
0.52
|
5.96
|
0.37
|
Return On Net Worth(%)
|
3.41
|
1.66
|
6.82
|
8.19
|
4.38
|
Return on Assets(%)
|
0.25
|
0.12
|
0.51
|
0.66
|
0.36
|
Tax Rate(%)
|
45.12
|
-13.28
|
-16.96
|
0
|
25.53
|
Liquidity And Solvency Ratios
|
Current Ratio
|
35.48
|
32.66
|
28.63
|
24.85
|
26.01
|
Quick Ratio
|
35.48
|
32.66
|
28.63
|
24.85
|
26.01
|
Debt Equity Ratio
|
12.72
|
13.11
|
12.36
|
11.37
|
11.18
|
Liquidity And Solvency Ratios
|
Interest Coverage Ratio
|
1.47
|
1.4
|
1.46
|
1.37
|
1.26
|
Management Efficiency Ratios
|
Inventory Turnover Ratio
|
?
|
?
|
?
|
?
|
?
|
Total Assets Turnover Ratio
|
0.07
|
0.07
|
0.07
|
0.08
|
0.08
|
Margin Ratios
|
Core EBITDA Margin(%)
|
83.38
|
82.15
|
82.42
|
82.52
|
83.11
|
EBIT Margin(%)
|
82.11
|
80.92
|
81.21
|
81.61
|
82.27
|
PAT Margin(%)
|
3.52
|
1.68
|
7.36
|
8.76
|
4.38
|
|